Gain insight into key banking regulatory outlook trends and developments that companies should be tracking and addressing in 2019.
A shift in focus to regulatory review and refinement: 2019 banking regulatory outlook trends:
In the aftermath of the financial crisis and enactment of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) in 2010, regulators put forth a substantial number of new or strengthened regulations and guidance documents. Now, after a period of real-world experience with these expanded requirements, some lawmakers and regulators think it’s time to take a step back, evaluate what is and isn't working, and adjust as necessary. These themes are playing out both at a legislative level and at the banking regulatory agencies, which have substantial authority to adjust regulations within the confines of existing law. Actions being taken or contemplated include “rightsizing” regulatory requirements, amending requirements perceived overly burdensome in practice, and refining expectations communicated to banks by regulators. Following the 2018 midterm elections, the democratic party leadership has indicated that the House Financial Services Committee will broadly focus its legislative agenda toward protecting consumers and investors, preserving financial sector stability, and encouraging responsible innovation in financial technology.

2019 Banking Regulatory Outlook
Navigating the trends of banking compliance regulations

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